Quarterly Newsletter

Investing Spotlight

New Funds Help With Diversification

Spreading your savings among several types of investments can reduce risk while seeking to improve potential returns. By using this strategy, called diversification, you can benefit even when the performance of different types of investments varies.

ICMA-RC recently introduced two new Vantagepoint funds that provide additional opportunities for you to diversify your portfolio.

Select Value Fund,1 a mid-cap fund, invests primarily in mid-sized companies that have stocks with attractive prices in relation to the intrinsic value of the company (called value stocks).

Discovery Fund,1 a small-cap fund, invests primarily in small-cap stocks, Russell 2000 Index (small-cap stock index) futures contracts, and fixed-income securities.

These funds have already been added to some of the Vantagepoint Model Portfolio2 and Milestone Funds2 and will be available to individual investors in the spring.

Our Retirement Plans Specialists can help you select the best funds for your goals. To contact them, call ICMA-RC Investor Services at 800-669-7400. To learn more about these new funds and other Vantagepoint funds, see the "Our Funds" section.

1 Funds that invest in small and/or mid-sized company stocks typically involve greater risks, particularly in the short term, than those investing in large, more established companies.

2 Please be advised that with "funds of funds" arrangements, additional underlying fees may apply.

Please read both the current applicable prospectus and Making Sound Investment Decisions: A Retirement Investment Guide carefully for a complete summary of all fees, expenses, charges, financial highlights, investment objectives, risks and performance information. Investing in mutual funds and other investment vehicles involves risk, including possible loss of the amount invested. Investors should carefully consider the Fund's investment objectives, risks, charges and expenses before investing or sending money. The prospectus contains this and other information about the investment company. The Vantagepoint Funds are distributed by ICMA-RC Services LLC, a wholly owned broker-dealer subsidiary of ICMA-RC and member FINRA / SIPC . For a current prospectus, contact ICMA-RC Services, LLC. Please be advised that with "Fund of Funds" arrangements, additional underlying fund fees will apply. Please consult the prospectus for details.