Why ICMA-RC is the Right Choice for You

Whether you are just starting to save for your retirement or deciding whether the ICMA-RC plan available through your employer is the best option for you, ICMA-RC offers a number of benefits. We're dedicated to helping public employees build retirement security, and all of our products and services are designed with the public employee in mind.

Here are a few factors that make ICMA-RC stand out from other retirement savings alternatives:

• We are an independent, not-for-profit organization dedicated to serving public employees since 1972, with specialists in public employee retirement planning and education.
• Your assets are held separately from and not commingled with ICMA-RC's corporate assets. This structure helps to protect your assets for your future.
• ICMA-RC offers a broad selection of investment opportunities. Participants have access to a variety of funds from familiar fund families.
• ICMA-RC's fees are competitive, and all fees and expenses are fully disclosed. We do not charge for exchanges between funds or deferred sales charges. We also make available a Vantagepoint IRA.
• ICMA-RC offers flexible payout options for retirees. Depending on the options made available by your employer in your plan, you will have several ways to receive payments while continuing to invest your remaining assets.
• You will have access to investment and education materials designed specifically for public employees. Our quarterly newsletter and other publications help keep you up to date.
• Managing your ICMA-RC account is convenient, with online access to your account, an automated voice response system, and Investor Services associates who can help you make changes over the phone.
• Personalized service is available from our Investor Services team and representatives in your area. Our professionals can assist you with all aspects of your retirement plan from enrolling to investing to retiring. ICMA-RC also employs salaried Certified Financial Planner™ professionals who can help with your financial planning needs.

  Please read both the current applicable prospectus and MAKING SOUND INVESTMENT DECISIONS: A Retirement Investment Guide carefully for a complete summary of all fees, expenses, charges, financial highlights, investment objectives, risks and performance information. Investing in mutual funds and other investment vehicles involves risk, including possible loss of the amount invested. Investors should carefully consider the Fund's investment objectives, risks, charges and expenses before investing or sending money. The prospectus contains this and other information about the investment company. The Vantagepoint Funds are distributed by ICMA-RC Services LLC, a wholly owned broker-dealer subsidiary of ICMA-RC and member FINRA/SIPC. For a current prospectus, contact ICMA-RC Services, LLC.